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Emotional Impact of Bankruptcy
The Emotional Impact of Bankruptcy

Bankruptcy is a scary thought. It's normal to experience a wide range of intense emotions when considering bankruptcy as an option.

BEFORE A BANKRUPTCY you may be feeling:

    - Shame that you've gotten into a position where bankruptcy is a possibility.

    - Fear that others will find out about your bankruptcy and judge you harshly.

    - Intimidated about going to see a lawyer.

    - Afraid that even learning about bankruptcy is proof that you're a failure.

    - Terrified that you'll never get credit or a new house or car ever again.

    - A loss of self-worth, confidence, and even depression.

    The first thing you should realize is that filing for bankruptcy doesn't make you a failure. Smart people know we all make mistakes, and sometimes we must ask for help in order to correct those mistakes. Most people declaring bankruptcy aren't financially irresponsible. In fact, bankruptcies are almost always the result of events outside of our control.  Losing or a job or getting sick weren't something you chose to do.  But now you have to find a way to deal with their consequences.

    We've represented many bankruptcy clients over the years and we understand that coming to our office was something you never planned on doing.  We understand that this isn't just a financially difficult period for you, but an emotionally difficult one as well.

    Some "bankruptcy-mill" law firms push people through the bankruptcy process like they were cattle heading to the slaughter.  We take a different approach.  We know that providing our clients with compassion and understanding is just as important as providing them with quality legal work. You will receive as much "hand holding" as you need to feel comfortable.  Above we listed some emotions you may currently be feeling.  Below is a list of emotions many clients have told us they experienced after filing their case.

AFTER FILING BANKRUPTCY you could experience:

    - Relief that you're getting back on track financially and emotionally.

    - Peace of mind because you know collections calls will stop.

    - Improved sleep because you know your money problems are getting fixed.

    - Improved relationships with your husband or wife because stress levels are lower.

    - More family time with your kids because you spend less time dealing with money issues.

    - As your knowledge about bankruptcy increases, your fear of bankruptcy decreases.

    - Renewed hope that you'll be able to send your kids to college.

    - A renewed sense of optimism. 

    -  You know you'll use this second chance to do great things with your life.

    The benefits of bankruptcy extend far beyond wiping out your debt.  One of the most satisfying parts of being a bankruptcy attorney is seeing clients begin to smile again once they realize that there is a light at the end of the tunnel.  I can help you in your journey toward that light, but only YOU have the ability to take the first step.

 
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